Advertisement
1St Advantage Bank
Saint Peters, MO · FDIC Certificate #57899 · Chartered 01/3
Total assets
$211.99M
Total deposits
$190.90M
Total equity
$20.05M
Net loans
$162.16M
Branches (offices)
1
Net income (YTD)
$1.10M
Rank: #2,902 of 4,213 U.S. banks by assets · #120 of 190 in Missouri. Assets changed 5.5% and deposits 11.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.05% |
| Return on equity | 11.32% |
| Net interest margin (YTD) | 3.70% |
| Equity to assets | 9.46% |
| Tier 1 leverage ratio | 9.88% |
| Uninsured deposits (share of deposits) | 38.6% |
| Noncurrent loans (share of loans) | 0.14% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 84.9% |
| Real estate loans (share of loans) | 86.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $139.80M | 86.2% | |
| Commercial & industrial | $22.42M | 13.8% | |
| Consumer / individual | $1.99M | 1.2% | |
| Construction & development | $7.66M | 4.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $146.78M | $132.28M | $634.00K | $14.15M |
| Jun 2023 | $148.37M | $129.43M | $933.00K | $15.40M |
| Jun 2024 | $170.07M | $149.58M | $855.00K | $17.26M |
| Jun 2025 | $201.01M | $170.95M | $35.00K | $18.45M |
| Jun 2026 | $211.99M | $190.90M | $1.10M | $20.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $190.90M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $190.90M.
Similar-sized banks
Union State Bank ($212.45M) · Vidalia Federal Savings Bank ($211.97M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement