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Abacus Federal Savings Bank
New York, NY · FDIC Certificate #32257 · Chartered 11/2
Total assets
$320.73M
Total deposits
$257.90M
Total equity
$57.19M
Net loans
$242.04M
Branches (offices)
5
Net income (YTD)
$423.00K
Rank: #2,371 of 4,213 U.S. banks by assets · #85 of 115 in New York. Assets changed -2.2% and deposits -2.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.27% |
| Return on equity | 1.48% |
| Net interest margin (YTD) | 4.50% |
| Equity to assets | 17.83% |
| Tier 1 leverage ratio | 16.32% |
| Uninsured deposits (share of deposits) | 16.7% |
| Noncurrent loans (share of loans) | 0.47% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 93.8% |
| Real estate loans (share of loans) | 101.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $245.72M | 101.5% | |
| Commercial & industrial | $6.00K | 0.0% | |
| Consumer / individual | $67.00K | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $333.30M | $278.72M | $632.00K | $51.15M |
| Jun 2023 | $328.19M | $272.52M | $734.00K | $52.55M |
| Jun 2024 | $325.87M | $265.13M | $848.00K | $54.39M |
| Jun 2025 | $327.89M | $265.49M | $779.00K | $56.37M |
| Jun 2026 | $320.73M | $257.90M | $423.00K | $57.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $217.22M | 3 |
| Pennsylvania | $25.69M | 1 |
| New Jersey | $14.99M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $257.90M.
Similar-sized banks
Brighton Bank ($321.64M) · First Trust And Savings Bank ($320.62M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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