Advertisement
Academy Bank, National Association
Kansas City, MO · FDIC Certificate #19600 · Chartered 06/1
Total assets
$3.23B
Total deposits
$2.68B
Total equity
$470.63M
Net loans
$2.46B
Branches (offices)
80
Net income (YTD)
$17.21M
Rank: #400 of 4,213 U.S. banks by assets · #13 of 190 in Missouri. Assets changed 7.7% and deposits 9.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.05% |
| Return on equity | 7.40% |
| Net interest margin (YTD) | 3.53% |
| Equity to assets | 14.58% |
| Tier 1 leverage ratio | 14.35% |
| Uninsured deposits (share of deposits) | 32.5% |
| Noncurrent loans (share of loans) | 1.05% |
| Net charge-offs (share of loans) | 0.29% |
| Loans to deposits | 91.7% |
| Real estate loans (share of loans) | 75.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.85B | 75.4% | |
| Commercial & industrial | $559.88M | 22.8% | |
| Consumer / individual | $25.25M | 1.0% | |
| Construction & development | $233.17M | 9.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.27B | $1.81B | $11.98M | $369.23M |
| Jun 2023 | $2.51B | $2.05B | $14.21M | $387.58M |
| Jun 2024 | $2.68B | $2.15B | $11.13M | $402.12M |
| Jun 2025 | $3.00B | $2.46B | $9.30M | $421.12M |
| Jun 2026 | $3.23B | $2.68B | $17.21M | $470.63M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $1.37B | 29 |
| Colorado | $749.49M | 28 |
| Kansas | $325.99M | 13 |
| Arizona | $129.25M | 9 |
| Arkansas | $100.47M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.68B.
Similar-sized banks
Star Financial Bank ($3.23B) · North American Savings Bank, F.S.B. ($3.20B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement