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Adams County Bank
Kenesaw, NE · FDIC Certificate #14311 · Chartered 01/0
Total assets
$241.10M
Total deposits
$154.57M
Total equity
$24.88M
Net loans
$153.37M
Branches (offices)
2
Net income (YTD)
$2.25M
Rank: #2,764 of 4,213 U.S. banks by assets · #72 of 138 in Nebraska. Assets changed 1.6% and deposits -0.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.86% |
| Return on equity | 18.49% |
| Net interest margin (YTD) | 3.17% |
| Equity to assets | 10.32% |
| Tier 1 leverage ratio | 11.82% |
| Uninsured deposits (share of deposits) | 20.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 99.2% |
| Real estate loans (share of loans) | 59.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $91.74M | 59.8% | |
| Commercial & industrial | $10.36M | 6.8% | |
| Consumer / individual | $1.14M | 0.7% | |
| Construction & development | $1.02M | 0.7% | |
| Agricultural | $50.10M | 32.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $230.43M | $148.23M | $1.28M | $13.38M |
| Jun 2023 | $220.70M | $141.12M | $1.69M | $16.46M |
| Jun 2024 | $235.23M | $148.08M | $1.57M | $19.38M |
| Jun 2025 | $237.21M | $155.31M | $1.88M | $21.56M |
| Jun 2026 | $241.10M | $154.57M | $2.25M | $24.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $154.57M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $154.57M.
Similar-sized banks
Method Bank ($241.17M) · Bank Of Grandin ($240.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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