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Adelphi Bank
Columbus, OH · FDIC Certificate #59292 · Chartered 01/1
Total assets
$124.49M
Total deposits
$104.24M
Total equity
$18.86M
Net loans
$97.10M
Branches (offices)
1
Net income (YTD)
$74.00K
Rank: #3,493 of 4,213 U.S. banks by assets · #120 of 155 in Ohio. Assets changed 42.1% and deposits 54.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.13% |
| Return on equity | 0.79% |
| Net interest margin (YTD) | 4.69% |
| Equity to assets | 15.15% |
| Tier 1 leverage ratio | 15.82% |
| Uninsured deposits (share of deposits) | 18.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 93.2% |
| Real estate loans (share of loans) | 73.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $71.37M | 73.5% | |
| Commercial & industrial | $23.85M | 24.6% | |
| Consumer / individual | $3.62M | 3.7% | |
| Construction & development | $26.71M | 27.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2023 | $31.67M | $9.52M | -$3.08M | $21.42M |
| Jun 2024 | $51.90M | $30.60M | -$919.00K | $20.09M |
| Jun 2025 | $87.63M | $67.36M | -$745.00K | $18.90M |
| Jun 2026 | $124.49M | $104.24M | $74.00K | $18.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $104.24M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $104.24M.
Similar-sized banks
Lincoln State Bank ($125.13M) · The Samson Banking Company, Inc. ($124.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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