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Alliance Bank
Lake City, MN · FDIC Certificate #10973 · Chartered 01/0
Total assets
$755.85M
Total deposits
$657.89M
Total equity
$76.74M
Net loans
$605.46M
Branches (offices)
6
Net income (YTD)
$3.81M
Rank: #1,308 of 4,213 U.S. banks by assets · #29 of 221 in Minnesota. Assets changed -6.3% and deposits -8.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.00% |
| Return on equity | 9.73% |
| Net interest margin (YTD) | 3.74% |
| Equity to assets | 10.15% |
| Tier 1 leverage ratio | 10.07% |
| Uninsured deposits (share of deposits) | 31.4% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 92.0% |
| Real estate loans (share of loans) | 75.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $457.50M | 75.6% | |
| Commercial & industrial | $101.95M | 16.8% | |
| Consumer / individual | $10.19M | 1.7% | |
| Construction & development | $19.19M | 3.2% | |
| Agricultural | $42.00M | 6.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $761.68M | $676.96M | $3.19M | $70.57M |
| Jun 2023 | $764.23M | $613.06M | $3.16M | $70.03M |
| Jun 2024 | $733.18M | $592.31M | $2.33M | $70.36M |
| Jun 2025 | $806.86M | $720.13M | $3.12M | $73.43M |
| Jun 2026 | $755.85M | $657.89M | $3.81M | $76.74M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $657.89M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $657.89M.
Similar-sized banks
Green Belt Bank & Trust ($758.71M) · Eaglemark Savings Bank ($755.67M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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