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Amerant Bank, National Association
Coral Gables, FL · FDIC Certificate #22953 · Chartered 09/1
Total assets
$10.27B
Total deposits
$8.36B
Total equity
$986.29M
Net loans
$6.78B
Branches (offices)
24
Net income (YTD)
$44.85M
Rank: #158 of 4,213 U.S. banks by assets · #7 of 81 in Florida. Assets changed -0.4% and deposits 0.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.90% |
| Return on equity | 9.14% |
| Net interest margin (YTD) | 3.57% |
| Equity to assets | 9.60% |
| Tier 1 leverage ratio | 9.88% |
| Uninsured deposits (share of deposits) | 46.7% |
| Noncurrent loans (share of loans) | 2.49% |
| Net charge-offs (share of loans) | 0.26% |
| Loans to deposits | 81.1% |
| Real estate loans (share of loans) | 75.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $5.08B | 75.0% | |
| Commercial & industrial | $1.49B | 21.9% | |
| Consumer / individual | $209.37M | 3.1% | |
| Construction & development | $535.91M | 7.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $8.13B | $6.28B | $30.29M | $765.49M |
| Jun 2023 | $9.50B | $7.64B | $35.35M | $800.89M |
| Jun 2024 | $9.73B | $7.87B | $21.48M | $823.93M |
| Jun 2025 | $10.31B | $8.32B | $40.20M | $986.94M |
| Jun 2026 | $10.27B | $8.36B | $44.85M | $986.29M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $8.36B | 24 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $8.36B.
Similar-sized banks
Stock Yards Bank & Trust Company ($10.36B) · International Bank Of Commerce ($10.19B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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