Advertisement
Amerasia Bank
Flushing, NY · FDIC Certificate #27267 · Chartered 06/2
Total assets
$1.08B
Total deposits
$914.05M
Total equity
$160.78M
Net loans
$814.10M
Branches (offices)
8
Net income (YTD)
$9.31M
Rank: #967 of 4,213 U.S. banks by assets · #56 of 115 in New York. Assets changed 8.8% and deposits 11.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.79% |
| Return on equity | 11.91% |
| Net interest margin (YTD) | 4.39% |
| Equity to assets | 14.82% |
| Tier 1 leverage ratio | 15.12% |
| Uninsured deposits (share of deposits) | 21.9% |
| Noncurrent loans (share of loans) | 1.59% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 89.1% |
| Real estate loans (share of loans) | 97.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $795.39M | 97.7% | |
| Commercial & industrial | $7.29M | 0.9% | |
| Consumer / individual | $91.00K | 0.0% | |
| Construction & development | $33.08M | 4.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $869.17M | $739.41M | $6.72M | $109.90M |
| Jun 2023 | $805.94M | $660.96M | $8.92M | $122.40M |
| Jun 2024 | $864.88M | $689.15M | $8.33M | $133.65M |
| Jun 2025 | $996.87M | $817.07M | $10.35M | $147.03M |
| Jun 2026 | $1.08B | $914.05M | $9.31M | $160.78M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $639.91M | 3 |
| Florida | $274.13M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $914.05M.
Similar-sized banks
Auburnbank ($1.09B) · First Resource Bank ($1.08B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement