Advertisement
American Bank
Covington, LA · FDIC Certificate #19234 · Chartered 09/1
Total assets
$366.61M
Total deposits
$322.56M
Total equity
$39.91M
Net loans
$244.58M
Branches (offices)
5
Net income (YTD)
$1.12M
Rank: #2,180 of 4,213 U.S. banks by assets · #53 of 103 in Louisiana. Assets changed 10.9% and deposits 11.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.63% |
| Return on equity | 5.73% |
| Net interest margin (YTD) | 5.64% |
| Equity to assets | 10.89% |
| Tier 1 leverage ratio | 10.08% |
| Uninsured deposits (share of deposits) | 34.8% |
| Noncurrent loans (share of loans) | 5.04% |
| Net charge-offs (share of loans) | 0.12% |
| Loans to deposits | 75.8% |
| Real estate loans (share of loans) | 92.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $226.38M | 92.6% | |
| Commercial & industrial | $18.29M | 7.5% | |
| Consumer / individual | $1.83M | 0.7% | |
| Construction & development | $58.55M | 23.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $239.79M | $214.44M | $690.00K | $23.57M |
| Jun 2023 | $278.50M | $244.06M | $1.20M | $26.52M |
| Jun 2024 | $338.84M | $301.00M | $1.40M | $30.61M |
| Jun 2025 | $330.58M | $290.32M | $1.93M | $36.86M |
| Jun 2026 | $366.61M | $322.56M | $1.12M | $39.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $322.56M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $322.56M.
Similar-sized banks
Flatwater Bank ($367.67M) · First Shore Federal Savings And Loan Association ($366.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement