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American Bank And Trust Company, National Association
Davenport, IA · FDIC Certificate #34955 · Chartered 01/0
Total assets
$480.85M
Total deposits
$387.77M
Total equity
$40.27M
Net loans
$327.28M
Branches (offices)
6
Net income (YTD)
$1.84M
Rank: #1,835 of 4,213 U.S. banks by assets · #67 of 225 in Iowa. Assets changed -0.6% and deposits -11.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.78% |
| Return on equity | 9.47% |
| Net interest margin (YTD) | 3.28% |
| Equity to assets | 8.38% |
| Tier 1 leverage ratio | 10.06% |
| Uninsured deposits (share of deposits) | 27.1% |
| Noncurrent loans (share of loans) | 0.86% |
| Net charge-offs (share of loans) | 0.19% |
| Loans to deposits | 84.4% |
| Real estate loans (share of loans) | 80.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $264.14M | 80.7% | |
| Commercial & industrial | $61.06M | 18.7% | |
| Consumer / individual | $4.93M | 1.5% | |
| Construction & development | $22.95M | 7.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $494.15M | $431.39M | $1.21M | $28.07M |
| Jun 2023 | $531.67M | $462.07M | $1.49M | $26.56M |
| Jun 2024 | $528.36M | $462.86M | $1.17M | $33.31M |
| Jun 2025 | $483.65M | $435.93M | $575.00K | $36.15M |
| Jun 2026 | $480.85M | $387.77M | $1.84M | $40.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $214.05M | 5 |
| Iowa | $173.72M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $387.77M.
Similar-sized banks
F & C Bank ($481.00M) · Citizens Bank & Trust Company ($480.83M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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