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American Bank, National Association
Le Mars, IA · FDIC Certificate #5800 · Chartered 01/0
Total assets
$533.05M
Total deposits
$445.03M
Total equity
$58.17M
Net loans
$479.38M
Branches (offices)
2
Net income (YTD)
$5.03M
Rank: #1,711 of 4,213 U.S. banks by assets · #57 of 225 in Iowa. Assets changed 0.8% and deposits 3.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.85% |
| Return on equity | 17.48% |
| Net interest margin (YTD) | 3.73% |
| Equity to assets | 10.91% |
| Tier 1 leverage ratio | 10.68% |
| Uninsured deposits (share of deposits) | 21.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.04% |
| Loans to deposits | 107.7% |
| Real estate loans (share of loans) | 61.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $292.97M | 61.1% | |
| Commercial & industrial | $44.02M | 9.2% | |
| Consumer / individual | $3.50M | 0.7% | |
| Construction & development | $9.86M | 2.1% | |
| Agricultural | $139.24M | 29.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $401.99M | $335.33M | $3.01M | $43.23M |
| Jun 2023 | $507.93M | $420.52M | $3.72M | $46.97M |
| Jun 2024 | $552.13M | $434.43M | $2.23M | $50.26M |
| Jun 2025 | $528.58M | $431.78M | $3.34M | $53.71M |
| Jun 2026 | $533.05M | $445.03M | $5.03M | $58.17M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $445.03M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $445.03M.
Similar-sized banks
Profinium, Inc. ($533.11M) · Huntington Federal Savings Bank ($532.29M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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