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American Bank Of Baxter Springs
Baxter Springs, KS · FDIC Certificate #4624 · Chartered 01/0
Total assets
$170.24M
Total deposits
$152.34M
Total equity
$17.39M
Net loans
$102.39M
Branches (offices)
3
Net income (YTD)
$1.27M
Rank: #3,172 of 4,213 U.S. banks by assets · #110 of 183 in Kansas. Assets changed -8.7% and deposits -10.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 14.86% |
| Net interest margin (YTD) | 3.76% |
| Equity to assets | 10.22% |
| Tier 1 leverage ratio | 9.98% |
| Uninsured deposits (share of deposits) | 55.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 67.2% |
| Real estate loans (share of loans) | 85.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $87.19M | 85.2% | |
| Commercial & industrial | $9.66M | 9.4% | |
| Consumer / individual | $641.00K | 0.6% | |
| Construction & development | $3.72M | 3.6% | |
| Agricultural | $6.29M | 6.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $133.56M | $122.65M | $108.00K | $10.84M |
| Jun 2023 | $132.64M | $121.32M | $552.00K | $11.21M |
| Jun 2024 | $143.78M | $130.29M | $924.00K | $13.32M |
| Jun 2025 | $186.38M | $169.96M | $1.57M | $15.85M |
| Jun 2026 | $170.24M | $152.34M | $1.27M | $17.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $152.34M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $152.34M.
Similar-sized banks
Farmers And Merchants Bank ($170.65M) · Millville Savings Bank ($169.91M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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