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American Exchange Bank, Lindsay, Oklahoma
Lindsay, OK · FDIC Certificate #2328 · Chartered 01/0
Total assets
$97.36M
Total deposits
$85.71M
Total equity
$10.27M
Net loans
$28.12M
Branches (offices)
1
Net income (YTD)
$1.02M
Rank: #3,694 of 4,213 U.S. banks by assets · #131 of 168 in Oklahoma. Assets changed 3.1% and deposits 2.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.12% |
| Return on equity | 20.83% |
| Net interest margin (YTD) | 3.96% |
| Equity to assets | 10.55% |
| Tier 1 leverage ratio | 11.84% |
| Uninsured deposits (share of deposits) | 23.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.24% |
| Loans to deposits | 32.8% |
| Real estate loans (share of loans) | 58.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $16.37M | 58.2% | |
| Commercial & industrial | $7.28M | 25.9% | |
| Consumer / individual | $3.51M | 12.5% | |
| Construction & development | $1.12M | 4.0% | |
| Agricultural | $2.87M | 10.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $88.97M | $80.15M | $755.00K | $7.48M |
| Jun 2023 | $84.27M | $75.55M | $708.00K | $7.40M |
| Jun 2024 | $89.33M | $79.56M | $565.00K | $8.30M |
| Jun 2025 | $94.42M | $83.63M | $845.00K | $9.35M |
| Jun 2026 | $97.36M | $85.71M | $1.02M | $10.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $85.71M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $85.71M.
Similar-sized banks
The First National Bank Of Osakis ($97.56M) · United Security Bank ($97.24M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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