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American Heritage National Bank
Long Prairie, MN · FDIC Certificate #8843 · Chartered 09/0
Total assets
$604.66M
Total deposits
$523.75M
Total equity
$76.14M
Net loans
$436.41M
Branches (offices)
7
Net income (YTD)
$4.05M
Rank: #1,546 of 4,213 U.S. banks by assets · #38 of 221 in Minnesota. Assets changed 11.8% and deposits 12.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.36% |
| Return on equity | 10.90% |
| Net interest margin (YTD) | 3.68% |
| Equity to assets | 12.59% |
| Tier 1 leverage ratio | 11.89% |
| Uninsured deposits (share of deposits) | 29.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 83.3% |
| Real estate loans (share of loans) | 94.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $412.47M | 94.5% | |
| Commercial & industrial | $28.57M | 6.5% | |
| Consumer / individual | $681.00K | 0.2% | |
| Construction & development | $11.37M | 2.6% | |
| Agricultural | $721.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $523.69M | $466.76M | $2.64M | $56.04M |
| Jun 2023 | $513.57M | $446.26M | $3.05M | $60.63M |
| Jun 2024 | $550.28M | $467.72M | $2.93M | $64.88M |
| Jun 2025 | $541.04M | $466.97M | $3.53M | $70.16M |
| Jun 2026 | $604.66M | $523.75M | $4.05M | $76.14M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $523.75M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $523.75M.
Similar-sized banks
Golden Valley Bank ($604.75M) · Range Bank ($604.14M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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