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American National Bank Of Minnesota
Baxter, MN · FDIC Certificate #26499 · Chartered 05/0
Total assets
$473.22M
Total deposits
$347.57M
Total equity
$50.72M
Net loans
$381.38M
Branches (offices)
10
Net income (YTD)
$3.20M
Rank: #1,852 of 4,213 U.S. banks by assets · #53 of 221 in Minnesota. Assets changed -2.7% and deposits -2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 12.86% |
| Net interest margin (YTD) | 4.20% |
| Equity to assets | 10.72% |
| Tier 1 leverage ratio | 10.85% |
| Uninsured deposits (share of deposits) | 13.1% |
| Noncurrent loans (share of loans) | 1.00% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 109.7% |
| Real estate loans (share of loans) | 95.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $365.72M | 95.9% | |
| Commercial & industrial | $16.12M | 4.2% | |
| Consumer / individual | $4.54M | 1.2% | |
| Construction & development | $51.36M | 13.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $425.51M | $351.32M | $2.33M | $35.39M |
| Jun 2023 | $454.49M | $337.49M | $1.96M | $40.94M |
| Jun 2024 | $459.40M | $334.89M | $1.94M | $42.82M |
| Jun 2025 | $486.12M | $356.93M | $2.35M | $46.17M |
| Jun 2026 | $473.22M | $347.57M | $3.20M | $50.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $347.57M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $347.57M.
Similar-sized banks
Pbt Bancorp ($473.23M) · First Northeast Bank Of Nebraska ($472.63M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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