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American Pride Bank
Macon, GA · FDIC Certificate #58584 · Chartered 12/1
Total assets
$1.03B
Total deposits
$889.91M
Total equity
$124.26M
Net loans
$713.98M
Branches (offices)
6
Net income (YTD)
$2.26M
Rank: #1,022 of 4,213 U.S. banks by assets · #13 of 123 in Georgia. Assets changed 86.8% and deposits 97.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.52% |
| Return on equity | 4.09% |
| Net interest margin (YTD) | 3.30% |
| Equity to assets | 12.06% |
| Tier 1 leverage ratio | 14.08% |
| Uninsured deposits (share of deposits) | 47.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 80.2% |
| Real estate loans (share of loans) | 94.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $673.33M | 94.3% | |
| Commercial & industrial | $45.76M | 6.4% | |
| Consumer / individual | $391.00K | 0.1% | |
| Construction & development | $72.68M | 10.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $230.41M | $193.11M | $1.55M | $32.08M |
| Jun 2023 | $304.98M | $263.35M | $1.01M | $33.08M |
| Jun 2024 | $341.29M | $293.58M | $1.58M | $45.30M |
| Jun 2025 | $551.46M | $451.21M | $1.68M | $87.97M |
| Jun 2026 | $1.03B | $889.91M | $2.26M | $124.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $794.16M | 5 |
| Florida | $95.74M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $889.91M.
Similar-sized banks
Brannen Bank ($1.03B) · Sturgis Bank & Trust Company ($1.03B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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