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Amory First Savings And Loan Bank, SSB
Amory, MS · FDIC Certificate #28949 · Chartered 06/0
Total assets
$78.73M
Total deposits
$68.09M
Total equity
$10.17M
Net loans
$61.65M
Branches (offices)
1
Net income (YTD)
$238.00K
Rank: #3,844 of 4,213 U.S. banks by assets · #56 of 57 in Mississippi. Assets changed 9.5% and deposits 10.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.62% |
| Return on equity | 4.78% |
| Net interest margin (YTD) | 2.71% |
| Equity to assets | 12.92% |
| Tier 1 leverage ratio | 13.11% |
| Uninsured deposits (share of deposits) | 6.0% |
| Noncurrent loans (share of loans) | 1.37% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 90.5% |
| Real estate loans (share of loans) | 100.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $61.88M | 100.4% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $388.00K | 0.6% | |
| Construction & development | $3.79M | 6.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $74.31M | $63.66M | $143.00K | $10.45M |
| Jun 2023 | $74.72M | $64.18M | $78.00K | $10.33M |
| Jun 2024 | $74.23M | $63.11M | $276.00K | $9.39M |
| Jun 2025 | $71.88M | $61.41M | $57.00K | $9.66M |
| Jun 2026 | $78.73M | $68.09M | $238.00K | $10.17M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $68.09M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $68.09M.
Similar-sized banks
Sloan State Bank ($78.90M) · Commonwealth National Bank ($78.54M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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