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Anderson State Bank
Oneida, IL · FDIC Certificate #10858 · Chartered 02/1
Total assets
$108.91M
Total deposits
$90.31M
Total equity
$18.37M
Net loans
$46.02M
Branches (offices)
1
Net income (YTD)
$824.00K
Rank: #3,612 of 4,213 U.S. banks by assets · #260 of 322 in Illinois. Assets changed -3.3% and deposits -5.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.54% |
| Return on equity | 9.11% |
| Net interest margin (YTD) | 3.11% |
| Equity to assets | 16.87% |
| Tier 1 leverage ratio | 17.31% |
| Uninsured deposits (share of deposits) | 17.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 51.0% |
| Real estate loans (share of loans) | 50.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $23.10M | 50.2% | |
| Commercial & industrial | $1.92M | 4.2% | |
| Consumer / individual | $1.84M | 4.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $15.88M | 34.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $106.44M | $94.06M | $322.00K | $12.25M |
| Jun 2023 | $106.11M | $93.29M | $546.00K | $12.65M |
| Jun 2024 | $105.49M | $90.82M | $624.00K | $14.46M |
| Jun 2025 | $112.63M | $95.58M | $637.00K | $16.84M |
| Jun 2026 | $108.91M | $90.31M | $824.00K | $18.37M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $90.31M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $90.31M.
Similar-sized banks
White State Bank ($109.02M) · The First State Bank Of Healy ($108.82M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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