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Androscoggin Savings Bank
Lewiston, ME · FDIC Certificate #17751 · Chartered 01/0
Total assets
$1.76B
Total deposits
$1.43B
Total equity
$190.25M
Net loans
$1.46B
Branches (offices)
9
Net income (YTD)
$6.04M
Rank: #654 of 4,213 U.S. banks by assets · #11 of 22 in Maine. Assets changed 0.0% and deposits 4.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.67% |
| Return on equity | 6.47% |
| Net interest margin (YTD) | 3.06% |
| Equity to assets | 10.78% |
| Tier 1 leverage ratio | 10.76% |
| Uninsured deposits (share of deposits) | 14.1% |
| Noncurrent loans (share of loans) | 0.48% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 102.2% |
| Real estate loans (share of loans) | 86.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.27B | 86.7% | |
| Commercial & industrial | $131.96M | 9.0% | |
| Consumer / individual | $2.02M | 0.1% | |
| Construction & development | $26.80M | 1.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.42B | $1.26B | $3.94M | $126.30M |
| Jun 2023 | $1.54B | $1.22B | $4.28M | $130.17M |
| Jun 2024 | $1.63B | $1.31B | $3.59M | $140.83M |
| Jun 2025 | $1.76B | $1.37B | $3.89M | $175.79M |
| Jun 2026 | $1.76B | $1.43B | $6.04M | $190.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maine | $1.43B | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.43B.
Similar-sized banks
Peoples Bank ($1.76B) · First Farmers And Merchants Bank ($1.76B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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