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Arbor Bank
Nebraska City, NE · FDIC Certificate #33450 · Chartered 07/0
Total assets
$701.70M
Total deposits
$607.83M
Total equity
$61.06M
Net loans
$591.33M
Branches (offices)
6
Net income (YTD)
$4.02M
Rank: #1,370 of 4,213 U.S. banks by assets · #25 of 138 in Nebraska. Assets changed 11.5% and deposits 9.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.16% |
| Return on equity | 13.43% |
| Net interest margin (YTD) | 4.14% |
| Equity to assets | 8.70% |
| Tier 1 leverage ratio | 8.69% |
| Uninsured deposits (share of deposits) | 25.7% |
| Noncurrent loans (share of loans) | 1.03% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 97.3% |
| Real estate loans (share of loans) | 68.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $407.23M | 68.9% | |
| Commercial & industrial | $133.65M | 22.6% | |
| Consumer / individual | $2.36M | 0.4% | |
| Construction & development | $36.61M | 6.2% | |
| Agricultural | $53.85M | 9.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $542.99M | $480.45M | $1.92M | $49.64M |
| Jun 2023 | $564.48M | $495.92M | $2.31M | $51.30M |
| Jun 2024 | $611.34M | $541.29M | $2.18M | $52.02M |
| Jun 2025 | $629.36M | $556.78M | $2.76M | $55.27M |
| Jun 2026 | $701.70M | $607.83M | $4.02M | $61.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $416.66M | 3 |
| Iowa | $191.17M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $607.83M.
Similar-sized banks
First Bank ($703.57M) · The Citizens National Bank Of Somerset ($700.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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