Advertisement
Arcadian Bank
Hartland, MN · FDIC Certificate #10561 · Chartered 02/1
Total assets
$242.15M
Total deposits
$206.08M
Total equity
$28.57M
Net loans
$180.07M
Branches (offices)
3
Net income (YTD)
$2.49M
Rank: #2,757 of 4,213 U.S. banks by assets · #103 of 221 in Minnesota. Assets changed 6.8% and deposits 7.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.07% |
| Return on equity | 17.67% |
| Net interest margin (YTD) | 4.56% |
| Equity to assets | 11.80% |
| Tier 1 leverage ratio | 12.01% |
| Uninsured deposits (share of deposits) | 21.1% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 87.4% |
| Real estate loans (share of loans) | 66.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $118.93M | 66.0% | |
| Commercial & industrial | $33.20M | 18.4% | |
| Consumer / individual | $492.00K | 0.3% | |
| Construction & development | $2.94M | 1.6% | |
| Agricultural | $29.70M | 16.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $184.79M | $162.34M | $1.78M | $22.10M |
| Jun 2023 | $206.31M | $179.91M | $1.34M | $21.98M |
| Jun 2024 | $223.79M | $187.33M | $1.26M | $24.80M |
| Jun 2025 | $226.78M | $191.36M | $1.96M | $27.37M |
| Jun 2026 | $242.15M | $206.08M | $2.49M | $28.57M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $206.08M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $206.08M.
Similar-sized banks
Waycross Bank & Trust ($242.18M) · The Commercial Bank Of Grayson ($242.02M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement