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Aroostook County Federal Savings And Loan Association
Caribou, ME · FDIC Certificate #29743 · Chartered 07/2
Total assets
$213.98M
Total deposits
$184.98M
Total equity
$21.15M
Net loans
$164.02M
Branches (offices)
2
Net income (YTD)
$883.00K
Rank: #2,890 of 4,213 U.S. banks by assets · #18 of 22 in Maine. Assets changed 6.6% and deposits 4.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.85% |
| Return on equity | 8.52% |
| Net interest margin (YTD) | 3.25% |
| Equity to assets | 9.89% |
| Tier 1 leverage ratio | 10.39% |
| Uninsured deposits (share of deposits) | 16.9% |
| Noncurrent loans (share of loans) | 0.39% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 88.7% |
| Real estate loans (share of loans) | 60.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $98.48M | 60.0% | |
| Commercial & industrial | $40.90M | 24.9% | |
| Consumer / individual | $24.42M | 14.9% | |
| Construction & development | $157.00K | 0.1% | |
| Agricultural | $1.10M | 0.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $176.97M | $160.17M | $661.00K | $14.54M |
| Jun 2023 | $185.44M | $165.39M | $554.00K | $15.74M |
| Jun 2024 | $189.89M | $166.02M | $278.00K | $17.10M |
| Jun 2025 | $200.78M | $176.91M | $541.00K | $19.21M |
| Jun 2026 | $213.98M | $184.98M | $883.00K | $21.15M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maine | $184.98M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $184.98M.
Similar-sized banks
American Bank Of The Carolinas ($214.05M) · Tricentury Bank ($213.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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