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Arthur State Bank
Union, SC · FDIC Certificate #15085 · Chartered 04/0
Total assets
$831.91M
Total deposits
$686.09M
Total equity
$56.58M
Net loans
$612.64M
Branches (offices)
19
Net income (YTD)
$4.63M
Rank: #1,215 of 4,213 U.S. banks by assets · #16 of 43 in South Carolina. Assets changed 3.1% and deposits 1.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.12% |
| Return on equity | 16.79% |
| Net interest margin (YTD) | 4.52% |
| Equity to assets | 6.80% |
| Tier 1 leverage ratio | 8.30% |
| Uninsured deposits (share of deposits) | 19.0% |
| Noncurrent loans (share of loans) | 0.60% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 89.3% |
| Real estate loans (share of loans) | 95.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $582.25M | 95.0% | |
| Commercial & industrial | $26.21M | 4.3% | |
| Consumer / individual | $5.66M | 0.9% | |
| Construction & development | $65.49M | 10.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $741.66M | $687.47M | $3.33M | $43.52M |
| Jun 2023 | $762.49M | $661.50M | $3.15M | $39.88M |
| Jun 2024 | $752.54M | $664.10M | $2.71M | $42.91M |
| Jun 2025 | $807.16M | $679.49M | $4.44M | $50.11M |
| Jun 2026 | $831.91M | $686.09M | $4.63M | $56.58M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Carolina | $686.09M | 19 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $686.09M.
Similar-sized banks
Citizens Bank ($832.45M) · First Century Bank, National Association ($831.62M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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