Advertisement
Availa Bank
Carroll, IA · FDIC Certificate #11771 · Chartered 01/0
Total assets
$1.73B
Total deposits
$1.42B
Total equity
$156.12M
Net loans
$1.18B
Branches (offices)
14
Net income (YTD)
$8.20M
Rank: #661 of 4,213 U.S. banks by assets · #15 of 225 in Iowa. Assets changed 5.0% and deposits 4.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.95% |
| Return on equity | 10.67% |
| Net interest margin (YTD) | 3.05% |
| Equity to assets | 9.01% |
| Tier 1 leverage ratio | 9.33% |
| Uninsured deposits (share of deposits) | 35.2% |
| Noncurrent loans (share of loans) | 0.26% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 82.8% |
| Real estate loans (share of loans) | 75.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $888.83M | 75.5% | |
| Commercial & industrial | $121.81M | 10.4% | |
| Consumer / individual | $2.73M | 0.2% | |
| Construction & development | $65.91M | 5.6% | |
| Agricultural | $158.23M | 13.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.48B | $1.32B | $5.37M | $114.64M |
| Jun 2023 | $1.53B | $1.27B | $4.13M | $120.93M |
| Jun 2024 | $1.63B | $1.33B | $3.59M | $129.27M |
| Jun 2025 | $1.65B | $1.36B | $5.06M | $135.74M |
| Jun 2026 | $1.73B | $1.42B | $8.20M | $156.12M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $1.42B | 14 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.42B.
Similar-sized banks
Ives Bank ($1.73B) · Chesapeake Bank ($1.72B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement