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Badger Bank
Fort Atkinson, WI · FDIC Certificate #2469 · Chartered 01/0
Total assets
$206.03M
Total deposits
$164.63M
Total equity
$22.92M
Net loans
$138.97M
Branches (offices)
4
Net income (YTD)
$1.42M
Rank: #2,939 of 4,213 U.S. banks by assets · #120 of 153 in Wisconsin. Assets changed 4.5% and deposits -0.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.37% |
| Return on equity | 12.74% |
| Net interest margin (YTD) | 3.90% |
| Equity to assets | 11.12% |
| Tier 1 leverage ratio | 12.40% |
| Uninsured deposits (share of deposits) | 20.1% |
| Noncurrent loans (share of loans) | 0.07% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 84.4% |
| Real estate loans (share of loans) | 92.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $128.98M | 92.8% | |
| Commercial & industrial | $5.63M | 4.0% | |
| Consumer / individual | $1.54M | 1.1% | |
| Construction & development | $12.60M | 9.1% | |
| Agricultural | $405.00K | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $178.30M | $154.24M | $989.00K | $17.58M |
| Jun 2023 | $192.16M | $151.58M | $955.00K | $17.88M |
| Jun 2024 | $195.87M | $159.45M | $714.00K | $18.90M |
| Jun 2025 | $197.22M | $165.97M | $1.20M | $20.99M |
| Jun 2026 | $206.03M | $164.63M | $1.42M | $22.92M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $164.63M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $164.63M.
Similar-sized banks
Murphy-Wall State Bank And Trust Company ($206.12M) · Liberty Bank ($205.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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