Advertisement
Baker-Boyer National Bank
Walla Walla, WA · FDIC Certificate #2987 · Chartered 11/1
Total assets
$692.86M
Total deposits
$632.29M
Total equity
$58.86M
Net loans
$381.89M
Branches (offices)
7
Net income (YTD)
$2.01M
Rank: #1,377 of 4,213 U.S. banks by assets · #18 of 28 in Washington. Assets changed 1.9% and deposits 5.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.58% |
| Return on equity | 6.86% |
| Net interest margin (YTD) | 3.69% |
| Equity to assets | 8.50% |
| Tier 1 leverage ratio | 9.25% |
| Uninsured deposits (share of deposits) | 23.6% |
| Noncurrent loans (share of loans) | 0.42% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 60.4% |
| Real estate loans (share of loans) | 80.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $308.07M | 80.7% | |
| Commercial & industrial | $48.02M | 12.6% | |
| Consumer / individual | $2.02M | 0.5% | |
| Construction & development | $15.61M | 4.1% | |
| Agricultural | $24.10M | 6.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $793.24M | $727.79M | $5.20M | $43.32M |
| Jun 2023 | $723.18M | $644.58M | $1.67M | $41.33M |
| Jun 2024 | $685.87M | $593.23M | $163.00K | $47.67M |
| Jun 2025 | $679.69M | $600.55M | $1.51M | $55.53M |
| Jun 2026 | $692.86M | $632.29M | $2.01M | $58.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Washington | $632.29M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $632.29M.
Similar-sized banks
Southwest Bank ($693.66M) · Hometown Bank ($691.87M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement