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Banco Popular De Puerto Rico
San Juan, PR · FDIC Certificate #34968 · Chartered 01/0
Total assets
$63.34B
Total deposits
$58.73B
Total equity
$4.03B
Net loans
$27.23B
Branches (offices)
163
Net income (YTD)
$422.00M
Rank: #45 of 4,213 U.S. banks by assets · #1 of 5 in Puerto Rico. Assets changed 4.2% and deposits 5.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 21.78% |
| Net interest margin (YTD) | 3.95% |
| Equity to assets | 6.37% |
| Tier 1 leverage ratio | 7.53% |
| Uninsured deposits (share of deposits) | 59.2% |
| Noncurrent loans (share of loans) | 2.40% |
| Net charge-offs (share of loans) | 1.16% |
| Loans to deposits | 46.4% |
| Real estate loans (share of loans) | 47.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $12.86B | 47.2% | |
| Commercial & industrial | $4.31B | 15.8% | |
| Consumer / individual | $7.01B | 25.7% | |
| Construction & development | $428.00M | 1.6% | |
| Agricultural | $4.00M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $60.32B | $57.38B | $352.00M | $2.19B |
| Jun 2023 | $58.27B | $55.16B | $249.00M | $2.47B |
| Jun 2024 | $58.31B | $54.63B | $267.00M | $3.00B |
| Jun 2025 | $60.78B | $55.95B | $341.00M | $3.58B |
| Jun 2026 | $63.34B | $58.73B | $422.00M | $4.03B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Puerto Rico | $56.80B | 156 |
| U.S. Virgin Islands | $1.42B | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $58.22B.
Similar-sized banks
Columbia Bank ($65.37B) · Sofi Bank, National Association ($56.82B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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