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Bank 21
Carrollton, MO · FDIC Certificate #8560 · Chartered 08/1
Total assets
$202.08M
Total deposits
$164.69M
Total equity
$22.58M
Net loans
$180.43M
Branches (offices)
5
Net income (YTD)
$2.69M
Rank: #2,958 of 4,213 U.S. banks by assets · #125 of 190 in Missouri. Assets changed 9.8% and deposits 7.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.72% |
| Return on equity | 24.35% |
| Net interest margin (YTD) | 5.24% |
| Equity to assets | 11.17% |
| Tier 1 leverage ratio | 11.51% |
| Uninsured deposits (share of deposits) | 27.1% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | -0.04% |
| Loans to deposits | 109.6% |
| Real estate loans (share of loans) | 86.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $155.20M | 86.0% | |
| Commercial & industrial | $17.46M | 9.7% | |
| Consumer / individual | $1.73M | 1.0% | |
| Construction & development | $42.14M | 23.4% | |
| Agricultural | $2.84M | 1.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $166.74M | $146.49M | $1.09M | $14.56M |
| Jun 2023 | $163.22M | $144.12M | $1.43M | $16.03M |
| Jun 2024 | $172.63M | $146.63M | $1.26M | $17.32M |
| Jun 2025 | $183.98M | $153.26M | $2.11M | $19.86M |
| Jun 2026 | $202.08M | $164.69M | $2.69M | $22.58M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $164.69M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $164.69M.
Similar-sized banks
Oklahoma Bank And Trust Company ($202.26M) · Mountain Valley Bank, N.A. ($201.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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