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Bank Of Alma
Alma, WI · FDIC Certificate #26689 · Chartered 06/2
Total assets
$339.51M
Total deposits
$166.31M
Total equity
$172.22M
Net loans
$198.71M
Branches (offices)
4
Net income (YTD)
$5.33M
Rank: #2,297 of 4,213 U.S. banks by assets · #89 of 153 in Wisconsin. Assets changed 4.4% and deposits 1.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.16% |
| Return on equity | 6.28% |
| Net interest margin (YTD) | 4.36% |
| Equity to assets | 50.73% |
| Tier 1 leverage ratio | 50.77% |
| Uninsured deposits (share of deposits) | 20.3% |
| Noncurrent loans (share of loans) | 0.97% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 119.5% |
| Real estate loans (share of loans) | 85.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $170.59M | 85.8% | |
| Commercial & industrial | $6.27M | 3.2% | |
| Consumer / individual | $1.14M | 0.6% | |
| Construction & development | $6.20M | 3.1% | |
| Agricultural | $864.00K | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $294.47M | $160.16M | $3.17M | $134.09M |
| Jun 2023 | $301.26M | $159.09M | $3.87M | $141.06M |
| Jun 2024 | $302.78M | $149.63M | $4.78M | $150.38M |
| Jun 2025 | $325.26M | $163.41M | $5.28M | $160.83M |
| Jun 2026 | $339.51M | $166.31M | $5.33M | $172.22M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $136.00M | 3 |
| Minnesota | $30.30M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $166.31M.
Similar-sized banks
Kaw Valley Bank ($339.53M) · Bank Of 1889 ($339.24M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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