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Bank Of Colorado
Fort Collins, CO · FDIC Certificate #16980 · Chartered 01/0
Total assets
$7.61B
Total deposits
$6.63B
Total equity
$776.47M
Net loans
$5.31B
Branches (offices)
57
Net income (YTD)
$51.35M
Rank: #207 of 4,213 U.S. banks by assets · #2 of 63 in Colorado. Assets changed 4.4% and deposits 4.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 13.63% |
| Net interest margin (YTD) | 3.56% |
| Equity to assets | 10.20% |
| Tier 1 leverage ratio | 10.53% |
| Uninsured deposits (share of deposits) | 37.7% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 80.2% |
| Real estate loans (share of loans) | 91.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.89B | 91.9% | |
| Commercial & industrial | $210.37M | 4.0% | |
| Consumer / individual | $26.89M | 0.5% | |
| Construction & development | $478.78M | 9.0% | |
| Agricultural | $206.23M | 3.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $6.70B | $6.02B | $31.70M | $466.00M |
| Jun 2023 | $6.73B | $5.72B | $21.50M | $485.00M |
| Jun 2024 | $7.65B | $6.14B | $25.11M | $555.80M |
| Jun 2025 | $7.29B | $6.37B | $33.26M | $680.93M |
| Jun 2026 | $7.61B | $6.63B | $51.35M | $776.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $5.85B | 49 |
| New Mexico | $536.13M | 2 |
| Arizona | $246.01M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $6.63B.
Similar-sized banks
Ocean Bank ($7.63B) · Ridgewood Savings Bank ($7.55B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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