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Bank Of Commerce
Greenwood, MS · FDIC Certificate #9359 · Chartered 08/0
Total assets
$1.13B
Total deposits
$996.17M
Total equity
$131.19M
Net loans
$649.69M
Branches (offices)
16
Net income (YTD)
$6.43M
Rank: #936 of 4,213 U.S. banks by assets · #13 of 57 in Mississippi. Assets changed 16.7% and deposits 16.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 10.11% |
| Net interest margin (YTD) | 3.27% |
| Equity to assets | 11.56% |
| Tier 1 leverage ratio | 12.85% |
| Uninsured deposits (share of deposits) | 47.2% |
| Noncurrent loans (share of loans) | 0.88% |
| Net charge-offs (share of loans) | 0.14% |
| Loans to deposits | 65.2% |
| Real estate loans (share of loans) | 74.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $486.26M | 74.8% | |
| Commercial & industrial | $68.93M | 10.6% | |
| Consumer / individual | $20.61M | 3.2% | |
| Construction & development | $31.29M | 4.8% | |
| Agricultural | $61.72M | 9.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $784.12M | $703.61M | $5.88M | $68.23M |
| Jun 2023 | $825.45M | $744.36M | $4.63M | $73.98M |
| Jun 2024 | $929.13M | $819.76M | $5.42M | $101.00M |
| Jun 2025 | $972.16M | $857.99M | $6.21M | $106.81M |
| Jun 2026 | $1.13B | $996.17M | $6.43M | $131.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $996.17M | 16 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $996.17M.
Similar-sized banks
First State Bank Nebraska ($1.13B) · Bank Forward ($1.13B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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