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Bank Of Commerce & Trust Co.
Crowley, LA · FDIC Certificate #10523 · Chartered 01/0
Total assets
$377.88M
Total deposits
$332.00M
Total equity
$33.31M
Net loans
$98.16M
Branches (offices)
5
Net income (YTD)
$614.00K
Rank: #2,152 of 4,213 U.S. banks by assets · #52 of 103 in Louisiana. Assets changed 4.3% and deposits 3.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.32% |
| Return on equity | 3.77% |
| Net interest margin (YTD) | 2.34% |
| Equity to assets | 8.81% |
| Tier 1 leverage ratio | 11.10% |
| Uninsured deposits (share of deposits) | 22.6% |
| Noncurrent loans (share of loans) | 0.19% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 29.6% |
| Real estate loans (share of loans) | 60.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $59.30M | 60.4% | |
| Commercial & industrial | $16.70M | 17.0% | |
| Consumer / individual | $5.56M | 5.7% | |
| Construction & development | $10.94M | 11.1% | |
| Agricultural | $16.67M | 17.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $382.53M | $353.55M | $357.00K | $16.40M |
| Jun 2023 | $366.92M | $328.53M | $689.00K | $10.60M |
| Jun 2024 | $354.37M | $324.18M | $544.00K | $19.45M |
| Jun 2025 | $362.36M | $322.10M | $362.00K | $28.35M |
| Jun 2026 | $377.88M | $332.00M | $614.00K | $33.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $332.00M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $332.00M.
Similar-sized banks
5Star Bank ($378.23M) · Bank Of O'Fallon ($377.54M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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