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Bank Of Delight
Delight, AR · FDIC Certificate #99 · Chartered 06/1
Total assets
$201.03M
Total deposits
$169.24M
Total equity
$27.16M
Net loans
$177.74M
Branches (offices)
4
Net income (YTD)
$2.02M
Rank: #2,970 of 4,213 U.S. banks by assets · #63 of 78 in Arkansas. Assets changed 10.4% and deposits 12.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.02% |
| Return on equity | 15.43% |
| Net interest margin (YTD) | 4.14% |
| Equity to assets | 13.51% |
| Tier 1 leverage ratio | 13.39% |
| Uninsured deposits (share of deposits) | 15.5% |
| Noncurrent loans (share of loans) | 0.29% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 105.0% |
| Real estate loans (share of loans) | 81.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $145.07M | 81.6% | |
| Commercial & industrial | $17.32M | 9.7% | |
| Consumer / individual | $5.89M | 3.3% | |
| Construction & development | $3.94M | 2.2% | |
| Agricultural | $7.52M | 4.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $162.36M | $130.42M | $1.36M | $21.39M |
| Jun 2023 | $168.14M | $134.09M | $1.79M | $23.25M |
| Jun 2024 | $173.14M | $137.91M | $1.94M | $24.63M |
| Jun 2025 | $182.12M | $151.13M | $2.12M | $26.06M |
| Jun 2026 | $201.03M | $169.24M | $2.02M | $27.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $169.24M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $169.24M.
Similar-sized banks
Horizon Financial Bank ($201.03M) · Keystone Savings Bank ($200.76M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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