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Bank Of Edmonson County
Brownsville, KY · FDIC Certificate #296 · Chartered 01/0
Total assets
$283.41M
Total deposits
$242.73M
Total equity
$26.18M
Net loans
$202.67M
Branches (offices)
3
Net income (YTD)
$2.30M
Rank: #2,550 of 4,213 U.S. banks by assets · #63 of 120 in Kentucky. Assets changed -0.1% and deposits -2.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.61% |
| Return on equity | 17.88% |
| Net interest margin (YTD) | 3.72% |
| Equity to assets | 9.24% |
| Tier 1 leverage ratio | 10.57% |
| Uninsured deposits (share of deposits) | 11.7% |
| Noncurrent loans (share of loans) | 1.66% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 83.5% |
| Real estate loans (share of loans) | 96.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $194.60M | 96.0% | |
| Commercial & industrial | $3.72M | 1.8% | |
| Consumer / individual | $5.90M | 2.9% | |
| Construction & development | $16.32M | 8.0% | |
| Agricultural | $470.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $260.02M | $232.36M | $1.78M | $18.27M |
| Jun 2023 | $272.73M | $239.73M | $1.63M | $17.66M |
| Jun 2024 | $279.09M | $239.88M | $1.79M | $20.14M |
| Jun 2025 | $283.79M | $248.63M | $2.33M | $23.96M |
| Jun 2026 | $283.41M | $242.73M | $2.30M | $26.18M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $242.73M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $242.73M.
Similar-sized banks
The Commercial Bank ($284.16M) · The Jacksboro National Bank ($283.16M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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