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Bank Of England
England, AR · FDIC Certificate #13303 · Chartered 08/0
Total assets
$332.32M
Total deposits
$254.05M
Total equity
$65.03M
Net loans
$95.43M
Branches (offices)
6
Net income (YTD)
$584.00K
Rank: #2,327 of 4,213 U.S. banks by assets · #47 of 78 in Arkansas. Assets changed -1.1% and deposits -0.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.35% |
| Return on equity | 1.79% |
| Net interest margin (YTD) | 3.60% |
| Equity to assets | 19.57% |
| Tier 1 leverage ratio | 19.91% |
| Uninsured deposits (share of deposits) | 35.0% |
| Noncurrent loans (share of loans) | 4.26% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 37.6% |
| Real estate loans (share of loans) | 72.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $69.35M | 72.7% | |
| Commercial & industrial | $9.22M | 9.7% | |
| Consumer / individual | $2.79M | 2.9% | |
| Construction & development | $948.00K | 1.0% | |
| Agricultural | $17.16M | 18.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $531.33M | $392.66M | -$1.38M | $82.26M |
| Jun 2023 | $468.10M | $322.04M | -$3.88M | $74.83M |
| Jun 2024 | $393.54M | $293.99M | -$1.01M | $65.45M |
| Jun 2025 | $335.86M | $254.86M | -$1.55M | $64.59M |
| Jun 2026 | $332.32M | $254.05M | $584.00K | $65.03M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $254.05M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $254.05M.
Similar-sized banks
Clare Bank, National Association ($332.46M) · Copiah Bank ($332.23M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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