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Bank Of Frankewing
Frankewing, TN · FDIC Certificate #1484 · Chartered 12/1
Total assets
$413.12M
Total deposits
$364.56M
Total equity
$47.30M
Net loans
$275.77M
Branches (offices)
4
Net income (YTD)
$707.00K
Rank: #2,026 of 4,213 U.S. banks by assets · #61 of 109 in Tennessee. Assets changed -15.7% and deposits -17.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.33% |
| Return on equity | 2.94% |
| Net interest margin (YTD) | 3.94% |
| Equity to assets | 11.45% |
| Tier 1 leverage ratio | 11.25% |
| Uninsured deposits (share of deposits) | 11.1% |
| Noncurrent loans (share of loans) | 6.25% |
| Net charge-offs (share of loans) | 0.94% |
| Loans to deposits | 75.6% |
| Real estate loans (share of loans) | 89.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $245.70M | 89.1% | |
| Commercial & industrial | $18.44M | 6.7% | |
| Consumer / individual | $10.18M | 3.7% | |
| Construction & development | $27.47M | 10.0% | |
| Agricultural | $3.05M | 1.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $443.15M | $401.05M | $1.91M | $39.93M |
| Jun 2023 | $531.08M | $478.96M | $1.87M | $49.99M |
| Jun 2024 | $548.91M | $496.77M | $1.61M | $50.11M |
| Jun 2025 | $489.86M | $439.69M | $604.00K | $48.09M |
| Jun 2026 | $413.12M | $364.56M | $707.00K | $47.30M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $329.96M | 3 |
| Alabama | $34.60M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $364.56M.
Similar-sized banks
Farmers And Merchants Bank Of South Carolina ($413.56M) · State Bank & Trust ($413.03M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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