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Bank Of New Hampshire
Laconia, NH · FDIC Certificate #18012 · Chartered 07/0
Total assets
$2.80B
Total deposits
$2.40B
Total equity
$339.31M
Net loans
$2.20B
Branches (offices)
21
Net income (YTD)
$13.81M
Rank: #459 of 4,213 U.S. banks by assets · #2 of 16 in New Hampshire. Assets changed 6.1% and deposits 5.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.99% |
| Return on equity | 8.46% |
| Net interest margin (YTD) | 3.33% |
| Equity to assets | 12.10% |
| Tier 1 leverage ratio | 12.08% |
| Uninsured deposits (share of deposits) | 19.0% |
| Noncurrent loans (share of loans) | 0.63% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 91.8% |
| Real estate loans (share of loans) | 96.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.12B | 96.6% | |
| Commercial & industrial | $56.67M | 2.6% | |
| Consumer / individual | $21.25M | 1.0% | |
| Construction & development | $151.56M | 6.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.37B | $2.01B | $15.00M | $231.36M |
| Jun 2023 | $2.46B | $2.06B | $10.41M | $250.65M |
| Jun 2024 | $2.50B | $2.10B | $8.22M | $274.63M |
| Jun 2025 | $2.64B | $2.26B | $10.44M | $301.65M |
| Jun 2026 | $2.80B | $2.40B | $13.81M | $339.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Hampshire | $2.40B | 21 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.40B.
Similar-sized banks
State Bank Of The Lakes, National Association ($2.81B) · Orange Bank & Trust Company ($2.79B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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