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Bank Of Salem
Salem, AR · FDIC Certificate #11243 · Chartered 12/0
Total assets
$261.51M
Total deposits
$227.65M
Total equity
$32.41M
Net loans
$196.25M
Branches (offices)
4
Net income (YTD)
$2.68M
Rank: #2,655 of 4,213 U.S. banks by assets · #56 of 78 in Arkansas. Assets changed 3.8% and deposits 3.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.03% |
| Return on equity | 16.59% |
| Net interest margin (YTD) | 4.87% |
| Equity to assets | 12.39% |
| Tier 1 leverage ratio | 12.43% |
| Uninsured deposits (share of deposits) | 15.2% |
| Noncurrent loans (share of loans) | 1.79% |
| Net charge-offs (share of loans) | 0.25% |
| Loans to deposits | 86.2% |
| Real estate loans (share of loans) | 79.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $154.98M | 79.0% | |
| Commercial & industrial | $17.87M | 9.1% | |
| Consumer / individual | $11.02M | 5.6% | |
| Construction & development | $13.32M | 6.8% | |
| Agricultural | $15.72M | 8.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $182.79M | $164.74M | $1.74M | $17.86M |
| Jun 2023 | $176.78M | $157.64M | $1.61M | $18.95M |
| Jun 2024 | $184.89M | $164.09M | $1.90M | $20.42M |
| Jun 2025 | $251.94M | $220.24M | $2.41M | $30.18M |
| Jun 2026 | $261.51M | $227.65M | $2.68M | $32.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $227.65M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $227.65M.
Similar-sized banks
Clarion County Community Bank ($261.60M) · Ynb ($261.37M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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