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Bank Of The West
Grapevine, TX · FDIC Certificate #26627 · Chartered 04/0
Total assets
$829.75M
Total deposits
$747.07M
Total equity
$77.12M
Net loans
$497.95M
Branches (offices)
10
Net income (YTD)
$6.59M
Rank: #1,218 of 4,213 U.S. banks by assets · #107 of 346 in Texas. Assets changed 8.9% and deposits 8.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.60% |
| Return on equity | 17.31% |
| Net interest margin (YTD) | 4.29% |
| Equity to assets | 9.29% |
| Tier 1 leverage ratio | 9.66% |
| Uninsured deposits (share of deposits) | 52.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 66.7% |
| Real estate loans (share of loans) | 89.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $444.01M | 89.2% | |
| Commercial & industrial | $38.48M | 7.7% | |
| Consumer / individual | $2.65M | 0.5% | |
| Construction & development | $98.27M | 19.7% | |
| Agricultural | $753.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $751.30M | $696.29M | $2.77M | $53.43M |
| Jun 2023 | $723.76M | $662.99M | $6.79M | $58.07M |
| Jun 2024 | $778.29M | $709.99M | $5.91M | $64.14M |
| Jun 2025 | $761.84M | $686.89M | $6.77M | $70.12M |
| Jun 2026 | $829.75M | $747.07M | $6.59M | $77.12M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $747.07M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $747.07M.
Similar-sized banks
Quail Creek Bank ($831.20M) · Barwick Banking Company ($829.62M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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