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Bank Of Walker County
Jasper, AL · FDIC Certificate #57640 · Chartered 03/2
Total assets
$98.54M
Total deposits
$87.94M
Total equity
$10.38M
Net loans
$72.37M
Branches (offices)
2
Net income (YTD)
$716.00K
Rank: #3,685 of 4,213 U.S. banks by assets · #83 of 93 in Alabama. Assets changed 1.1% and deposits 0.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.49% |
| Return on equity | 14.03% |
| Net interest margin (YTD) | 5.31% |
| Equity to assets | 10.53% |
| Tier 1 leverage ratio | 11.24% |
| Uninsured deposits (share of deposits) | 26.5% |
| Noncurrent loans (share of loans) | 0.46% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 82.3% |
| Real estate loans (share of loans) | 83.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $60.60M | 83.7% | |
| Commercial & industrial | $2.14M | 3.0% | |
| Consumer / individual | $4.56M | 6.3% | |
| Construction & development | $4.34M | 6.0% | |
| Agricultural | $1.79M | 2.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $94.04M | $86.54M | $255.00K | $7.45M |
| Jun 2023 | $91.49M | $83.34M | $501.00K | $8.02M |
| Jun 2024 | $93.92M | $85.21M | $590.00K | $8.50M |
| Jun 2025 | $97.49M | $87.76M | $695.00K | $9.51M |
| Jun 2026 | $98.54M | $87.94M | $716.00K | $10.38M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $87.94M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $87.94M.
Similar-sized banks
Citizens Bank & Trust Co. ($98.55M) · Investors Community Bank ($98.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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