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Bank Of Wiggins
Wiggins, MS · FDIC Certificate #8250 · Chartered 12/0
Total assets
$228.08M
Total deposits
$204.51M
Total equity
$21.93M
Net loans
$91.49M
Branches (offices)
3
Net income (YTD)
$642.00K
Rank: #2,823 of 4,213 U.S. banks by assets · #47 of 57 in Mississippi. Assets changed 6.3% and deposits 6.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.56% |
| Return on equity | 5.86% |
| Net interest margin (YTD) | 2.88% |
| Equity to assets | 9.61% |
| Tier 1 leverage ratio | 12.93% |
| Uninsured deposits (share of deposits) | 23.3% |
| Noncurrent loans (share of loans) | 1.75% |
| Net charge-offs (share of loans) | -0.05% |
| Loans to deposits | 44.7% |
| Real estate loans (share of loans) | 74.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $68.55M | 74.9% | |
| Commercial & industrial | $14.11M | 15.4% | |
| Consumer / individual | $8.83M | 9.7% | |
| Construction & development | $16.04M | 17.5% | |
| Agricultural | $1.36M | 1.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $193.42M | $172.69M | $881.00K | $19.89M |
| Jun 2023 | $191.41M | $172.14M | $570.00K | $17.90M |
| Jun 2024 | $197.32M | $176.57M | $443.00K | $19.03M |
| Jun 2025 | $214.59M | $191.28M | $623.00K | $21.73M |
| Jun 2026 | $228.08M | $204.51M | $642.00K | $21.93M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $204.51M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $204.51M.
Similar-sized banks
United Bank And Trust Company ($228.39M) · Neighborhood National Bank ($227.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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