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Bank Of Winnfield & Trust Company
Winnfield, LA · FDIC Certificate #9323 · Chartered 01/0
Total assets
$155.97M
Total deposits
$136.92M
Total equity
$17.47M
Net loans
$56.65M
Branches (offices)
2
Net income (YTD)
$576.00K
Rank: #3,260 of 4,213 U.S. banks by assets · #83 of 103 in Louisiana. Assets changed -3.5% and deposits -5.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.74% |
| Return on equity | 6.68% |
| Net interest margin (YTD) | 3.86% |
| Equity to assets | 11.20% |
| Tier 1 leverage ratio | 14.43% |
| Uninsured deposits (share of deposits) | 27.3% |
| Noncurrent loans (share of loans) | 0.67% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 41.4% |
| Real estate loans (share of loans) | 65.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $37.34M | 65.9% | |
| Commercial & industrial | $13.16M | 23.2% | |
| Consumer / individual | $5.05M | 8.9% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $164.19M | $149.77M | $409.00K | $12.24M |
| Jun 2023 | $166.04M | $151.42M | $765.00K | $11.73M |
| Jun 2024 | $157.19M | $141.49M | $695.00K | $13.86M |
| Jun 2025 | $161.58M | $144.62M | $670.00K | $15.34M |
| Jun 2026 | $155.97M | $136.92M | $576.00K | $17.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $136.92M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $136.92M.
Similar-sized banks
Farmers State Bank ($156.23M) · Federation Bank ($155.84M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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