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Bank Of Yates City
Yates City, IL · FDIC Certificate #11715 · Chartered 01/0
Total assets
$89.09M
Total deposits
$80.36M
Total equity
$8.07M
Net loans
$58.27M
Branches (offices)
2
Net income (YTD)
$366.00K
Rank: #3,757 of 4,213 U.S. banks by assets · #270 of 322 in Illinois. Assets changed 1.2% and deposits 0.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.82% |
| Return on equity | 9.12% |
| Net interest margin (YTD) | 3.91% |
| Equity to assets | 9.06% |
| Tier 1 leverage ratio | 9.74% |
| Uninsured deposits (share of deposits) | 9.0% |
| Noncurrent loans (share of loans) | 4.27% |
| Net charge-offs (share of loans) | 0.11% |
| Loans to deposits | 72.5% |
| Real estate loans (share of loans) | 71.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $41.41M | 71.1% | |
| Commercial & industrial | $6.76M | 11.6% | |
| Consumer / individual | $4.07M | 7.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $6.26M | 10.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $80.53M | $74.18M | $274.00K | $5.73M |
| Jun 2023 | $86.14M | $76.93M | $340.00K | $5.96M |
| Jun 2024 | $82.42M | $74.05M | $391.00K | $6.63M |
| Jun 2025 | $88.06M | $80.15M | $365.00K | $7.19M |
| Jun 2026 | $89.09M | $80.36M | $366.00K | $8.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $80.36M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $80.36M.
Similar-sized banks
Chambers State Bank ($89.16M) · New Century Bank ($88.94M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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