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Bank Plus
Estherville, IA · FDIC Certificate #16547 · Chartered 03/0
Total assets
$144.56M
Total deposits
$103.38M
Total equity
$17.47M
Net loans
$120.22M
Branches (offices)
4
Net income (YTD)
$901.00K
Rank: #3,348 of 4,213 U.S. banks by assets · #168 of 225 in Iowa. Assets changed -2.4% and deposits -6.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.19% |
| Return on equity | 10.44% |
| Net interest margin (YTD) | 4.44% |
| Equity to assets | 12.08% |
| Tier 1 leverage ratio | 10.67% |
| Uninsured deposits (share of deposits) | 23.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.57% |
| Loans to deposits | 116.3% |
| Real estate loans (share of loans) | 61.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $73.94M | 61.5% | |
| Commercial & industrial | $6.85M | 5.7% | |
| Consumer / individual | $2.27M | 1.9% | |
| Construction & development | $1.11M | 0.9% | |
| Agricultural | $37.05M | 30.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $155.59M | $133.29M | $516.00K | $14.44M |
| Jun 2023 | $157.16M | $112.08M | $769.00K | $14.82M |
| Jun 2024 | $161.15M | $116.61M | $653.00K | $15.86M |
| Jun 2025 | $148.08M | $110.59M | $581.00K | $16.75M |
| Jun 2026 | $144.56M | $103.38M | $901.00K | $17.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $103.38M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $103.38M.
Similar-sized banks
The American National Bank Of Mount Pleasant ($144.59M) · Monroe Federal Savings And Loan Association ($144.54M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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