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Bank419
Metamora, OH · FDIC Certificate #16167 · Chartered 05/2
Total assets
$98.31M
Total deposits
$89.00M
Total equity
$8.61M
Net loans
$68.00M
Branches (offices)
3
Net income (YTD)
$290.00K
Rank: #3,687 of 4,213 U.S. banks by assets · #133 of 155 in Ohio. Assets changed -0.1% and deposits 1.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.58% |
| Return on equity | 6.79% |
| Net interest margin (YTD) | 4.56% |
| Equity to assets | 8.76% |
| Tier 1 leverage ratio | 9.27% |
| Uninsured deposits (share of deposits) | 14.5% |
| Noncurrent loans (share of loans) | 1.42% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 76.4% |
| Real estate loans (share of loans) | 81.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $55.08M | 81.0% | |
| Commercial & industrial | $6.71M | 9.9% | |
| Consumer / individual | $1.36M | 2.0% | |
| Construction & development | $1.17M | 1.7% | |
| Agricultural | $5.74M | 8.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $96.84M | $87.74M | $116.00K | $6.65M |
| Jun 2023 | $94.69M | $85.37M | $346.00K | $6.54M |
| Jun 2024 | $96.86M | $86.85M | $231.00K | $7.21M |
| Jun 2025 | $98.42M | $87.64M | $231.00K | $8.02M |
| Jun 2026 | $98.31M | $89.00M | $290.00K | $8.61M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $89.00M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $89.00M.
Similar-sized banks
Investors Community Bank ($98.47M) · The Farmers & Merchants Bank ($98.28M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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