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Bankcherokee
Saint Paul, MN · FDIC Certificate #8537 · Chartered 01/1
Total assets
$401.94M
Total deposits
$333.46M
Total equity
$42.76M
Net loans
$288.84M
Branches (offices)
3
Net income (YTD)
$298.00K
Rank: #2,055 of 4,213 U.S. banks by assets · #66 of 221 in Minnesota. Assets changed 1.8% and deposits -0.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.15% |
| Return on equity | 1.63% |
| Net interest margin (YTD) | 4.07% |
| Equity to assets | 10.64% |
| Tier 1 leverage ratio | 11.01% |
| Uninsured deposits (share of deposits) | 13.9% |
| Noncurrent loans (share of loans) | 0.17% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 86.6% |
| Real estate loans (share of loans) | 76.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $220.66M | 76.4% | |
| Commercial & industrial | $61.43M | 21.3% | |
| Consumer / individual | $716.00K | 0.2% | |
| Construction & development | $1.52M | 0.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $365.54M | $341.73M | $1.17M | $22.51M |
| Jun 2023 | $379.48M | $340.67M | $585.00K | $22.93M |
| Jun 2024 | $382.45M | $336.27M | $813.00K | $26.13M |
| Jun 2025 | $394.89M | $333.63M | $1.04M | $30.92M |
| Jun 2026 | $401.94M | $333.46M | $298.00K | $42.76M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $333.46M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $333.46M.
Similar-sized banks
First State Bank ($401.97M) · The Security National Bank Of Enid ($400.37M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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