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Bankfirst Financial Services
Columbus, MS · FDIC Certificate #8870 · Chartered 06/0
Total assets
$3.31B
Total deposits
$2.83B
Total equity
$439.89M
Net loans
$2.25B
Branches (offices)
47
Net income (YTD)
$18.12M
Rank: #387 of 4,213 U.S. banks by assets · #6 of 57 in Mississippi. Assets changed 20.5% and deposits 18.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.10% |
| Return on equity | 8.41% |
| Net interest margin (YTD) | 4.03% |
| Equity to assets | 13.30% |
| Tier 1 leverage ratio | 10.86% |
| Uninsured deposits (share of deposits) | 24.3% |
| Noncurrent loans (share of loans) | 0.77% |
| Net charge-offs (share of loans) | 0.10% |
| Loans to deposits | 79.3% |
| Real estate loans (share of loans) | 86.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.94B | 86.2% | |
| Commercial & industrial | $199.29M | 8.9% | |
| Consumer / individual | $31.15M | 1.4% | |
| Construction & development | $217.31M | 9.7% | |
| Agricultural | $39.47M | 1.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.05B | $1.80B | $11.69M | $234.36M |
| Jun 2023 | $2.66B | $2.31B | $14.79M | $320.97M |
| Jun 2024 | $2.70B | $2.32B | $11.85M | $352.18M |
| Jun 2025 | $2.74B | $2.38B | $14.09M | $331.97M |
| Jun 2026 | $3.31B | $2.83B | $18.12M | $439.89M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $2.08B | 34 |
| Alabama | $751.22M | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.83B.
Similar-sized banks
Red River Bank ($3.31B) · Acnb Bank ($3.30B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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