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Bankgloucester
Gloucester, MA · FDIC Certificate #26536 · Chartered 01/0
Total assets
$386.87M
Total deposits
$304.18M
Total equity
$32.55M
Net loans
$331.38M
Branches (offices)
3
Net income (YTD)
$820.00K
Rank: #2,109 of 4,213 U.S. banks by assets · #75 of 89 in Massachusetts. Assets changed -0.9% and deposits -2.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.42% |
| Return on equity | 5.11% |
| Net interest margin (YTD) | 3.76% |
| Equity to assets | 8.42% |
| Tier 1 leverage ratio | 8.70% |
| Uninsured deposits (share of deposits) | 23.7% |
| Noncurrent loans (share of loans) | 2.98% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 108.9% |
| Real estate loans (share of loans) | 98.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $325.69M | 98.3% | |
| Commercial & industrial | $8.71M | 2.6% | |
| Consumer / individual | $491.00K | 0.1% | |
| Construction & development | $26.06M | 7.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $344.85M | $311.65M | $1.17M | $26.97M |
| Jun 2023 | $388.88M | $340.97M | $422.00K | $27.66M |
| Jun 2024 | $375.02M | $320.75M | $97.00K | $28.79M |
| Jun 2025 | $390.41M | $312.79M | $507.00K | $30.49M |
| Jun 2026 | $386.87M | $304.18M | $820.00K | $32.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $304.18M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $304.18M.
Similar-sized banks
Lincoln FSB Of Nebraska ($387.27M) · Central Bank ($386.77M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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