Banknorth

Arthur, ND · FDIC Certificate #8387 · Chartered 01/0

Total assets

$694.06M

Total deposits

$549.62M

Total equity

$77.57M

Net loans

$608.62M

Branches (offices)

Net income (YTD)

$6.68M

Rank: #1,375 of 4,213 U.S. banks by assets · #17 of 60 in North Dakota. Assets changed 6.7% and deposits 10.0% over the year to June 30, 2026.

Key ratios

Return on assets (YTD, annualized by FDIC)	1.94%
Return on equity	17.37%
Net interest margin (YTD)	5.03%
Equity to assets	11.18%
Tier 1 leverage ratio	10.32%
Uninsured deposits (share of deposits)	18.8%
Noncurrent loans (share of loans)	0.58%
Net charge-offs (share of loans)	0.01%
Loans to deposits	110.7%
Real estate loans (share of loans)	33.3%

Loan mix

Category	Amount	Share
Real estate loans	$202.78M	33.3%
Commercial & industrial	$70.43M	11.6%
Consumer / individual	$9.11M	1.5%
Construction & development	$4.05M	0.7%
Agricultural	$323.98M	53.2%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$495.91M	$440.31M	$3.71M	$52.69M
Jun 2023	$539.63M	$407.27M	$6.06M	$59.92M
Jun 2024	$609.27M	$423.41M	$3.15M	$57.21M
Jun 2025	$650.77M	$499.83M	$5.49M	$72.09M
Jun 2026	$694.06M	$549.62M	$6.68M	$77.57M

Where its branch deposits sit (FDIC Summary of Deposits)

State	Branch deposits	Offices
North Dakota	$445.03M	9
South Dakota	$104.59M	2

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $549.62M.

Similar-sized banks

First Community Bank Of Central Alabama ($694.30M) · Southwest Bank ($693.66M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.