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Bankokolona
Okolona, MS · FDIC Certificate #5902 · Chartered 01/3
Total assets
$359.59M
Total deposits
$322.35M
Total equity
$32.94M
Net loans
$247.53M
Branches (offices)
5
Net income (YTD)
$2.43M
Rank: #2,200 of 4,213 U.S. banks by assets · #33 of 57 in Mississippi. Assets changed 4.0% and deposits 3.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 15.02% |
| Net interest margin (YTD) | 3.94% |
| Equity to assets | 9.16% |
| Tier 1 leverage ratio | 10.09% |
| Uninsured deposits (share of deposits) | 18.5% |
| Noncurrent loans (share of loans) | 1.04% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 76.8% |
| Real estate loans (share of loans) | 78.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $193.53M | 78.2% | |
| Commercial & industrial | $36.22M | 14.6% | |
| Consumer / individual | $13.00M | 5.3% | |
| Construction & development | $5.97M | 2.4% | |
| Agricultural | $6.76M | 2.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $253.18M | $230.44M | $1.41M | $18.43M |
| Jun 2023 | $255.46M | $230.34M | $1.02M | $18.62M |
| Jun 2024 | $319.47M | $286.79M | $1.04M | $24.94M |
| Jun 2025 | $345.78M | $311.92M | $1.35M | $27.11M |
| Jun 2026 | $359.59M | $322.35M | $2.43M | $32.94M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $322.35M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $322.35M.
Similar-sized banks
Legacy Bank ($360.22M) · First National Bank Of Decatur County ($359.56M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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